You’ve worked hard to provide for not only yourself but your loved ones. Now, a construction accident has caused you serious harm. You’re likely wondering:
Let our workers' comp lawyers review your case and guide you through the legal process.
You’re a construction worker. Without you, your knowledge, technical skills, and the physical labor you endure, the very buildings and homes that we spend the majority of our lives in would not exist. But as you know, construction work can be incredibly dangerous and the injuries sustained by construction workers can be financially devastating to both the accident victim and their loved ones.
Yes, if you were hurt while working on a construction site, you may be able to recover compensation which will help you pay for:
The amount that can be recovered depends on the losses that have been sustained. For example, if a plaintiff has paid $800,000 in medical bills and is expected to have another $1 million in medical treatments, a claim, settlement, or award should provide full compensation for both the past and future losses.
The vast majority of employers are required by law to have workers’ compensation insurance to cover their employees if they are hurt on the job. In theory, workers’ comp covers all accidents and injuries, even if the worker contributed to the accident unless drugs or alcohol were involved. That being said, insurance companies don’t like to lose money and commonly train their adjusters to find ways to deny legitimate claims.
All it takes is a simple mistake on a claim form for a workers’ comp claim to be denied outright. While an appeal can be filed, the appeals process may take months to complete.
It doesn’t matter if you are filing your initial claim or just beginning the appeals process – an experienced attorney can help to get your workers’ comp claim paid as quickly as possible.
However, even if the claim is immediately approved and the maximum amount paid out, workers’ comp will only cover medical expenses and a fraction of lost wages and it frequently isn’t enough. For this reason, a construction accident lawsuit should also be considered.
While pursuing a construction accident lawsuit may seem like an extreme step to take, it may be the only way to get the full compensation that you deserve.
Construction accident lawsuits are filed against the party or parties whose negligence resulted in the accident which caused your injury. This might include the manufacturer of a defective tool, a contractor who created a dangerous environment on the job site, an architect or engineer, or even the owner of the site. In some cases, there may be multiple defendants.
While it may take a bit longer to obtain compensation through a lawsuit, a settlement or award can fully cover all of your past and expected future losses.
In most cases, it is not possible to file a construction accident lawsuit against your employer. This is because workers’ compensation doesn’t just protect the employees, it also protects the employer from being sued by their employees.
In some cases, the negligent party is easily identified from the very beginning. For example, if a contractor fails to properly install scaffolding and that scaffolding collapses, it may be obvious to those involved that the contractor failed to provide a safe structure for workers to use.
Sometimes, it can be difficult to identify the party at fault and many construction workers are unaware that they have the option to pursue a construction accident lawsuit for this reason. That’s why it’s best to always have a lawyer review your case after a construction accident.
For additional resources on the injury cases our law firm handles, visit our latest page: Unpaid Overtime? Our Law Firm In Pennsylvania Can Help