What Is Premises Liability Law?
Premises liability law is the section of the law which specifies the responsibility that a property owner has to protect the health and safety of invitees on their property. If you suffer any kind of injury on someone else’s property and you file a lawsuit against them, then the basis for your legal claim will be that of premises liability law.
If there is any kind of unsafe or hazardous condition on a property, the owner is generally responsible for ensuring that the hazard is mitigated within a reasonable amount of time. Types of hazards that can arise on properties and lead to injuries include:
- ice or snow accumulation
- unsecured carpets or rugs
- loose wiring causing a tripping hazard
- broken or uneven floor tiles
- wet floor
- defective stairs
There are many more types of conditions which can lead to injuries, though the above are the most common.
Who Is A Premises Liability Lawsuit Filed Against?
In most premises liability cases, the victim who suffered the injuries be the plaintiff and the insurance provider of the property will be the defendant. This is due to the fact that most property owners already pay for insurance coverage in case someone is injured on their property.
What this means is that the legal team which you chose to defend you will be going up against an insurance company and not the individual who owns the property. This is why you want an experienced team of attorneys by your side.
Insurance providers often have extensive resources to fight a case, as well as very knowledgeable adjusters who will dig out any reasons to reduce the amount of compensation that is offered to a victim. An experienced premises liability lawyer will know the tactics used by the insurance company and will be able to combat them, ultimately helping you build a stronger case and achieve the maximum compensation under the circumstances.
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